Small Business Loans
Whether you are establishing a new business venture or you are an established company seeking capital for expansion, we provide the resources and expertise to help your business achieve its goals.
Small business loans are made available through our New York Federal Division. The lending professionals at the New York Federal Division understand local economic conditions and possess the knowledge to provide financing to the local communities we serve.
At Flushing Savings Bank, we make our small business loan approval process easy! We can speed up the application and decision-making process to provide you with a fast track pre-approval!
Small Business Administration Loan
As a Preferred SBA Lender, Flushing Savings Bank provides small business owners with the cash they need to grow their business with the purchase of inventory, machinery, equipment, acquiring a business, debt refinancing, working capital, and owner occupied real estate purchase or refinancing. Benefits include:
- 72-Hour Pre-approval
- Long-Term Financing Up to 25 Years
- Borrow Up to $2 Million
- Low Variable Interest Rate

SBA 504 Loan Program
Flushing Savings Bank and Certified Development Company (CDC) provide small business owners with long-term, low fixed rate and low down payment financing up to 2.3 million to purchase owner-occupied (51%) commercial real estate. Benefits include:
- Down Payment as Low as 10%
- 72 Hour Pre-approval
- Long-Term Financing Up to 20 Years
- Borrow Up to $2.3 Million
- Low Fixed/Variable Interest Rates
- No NY Mortgage Tax on SBA 504 Loans

Business Express Loans
Flushing Savings Bank's Business Express Loan is designed to provide your business with a boost utilizing a Term Loan or Line of Credit. Benefits include:
- 48-Hour Pre-Approval
- Borrow Up to $150,000
- Financing Up to 7 Years
- Low Variable Interest Rate
- Application and Approval Process

Professional Small Business Loan
Physicians, Dentists, Pharmacists, Attorneys, CPA's! Start up, renovate or expand your business with a Term Loan or Line of Credit from Flushing Savings Bank. Benefits include:
- 48-Hour Pre-Approval
- Borrow Up to $150,000
- Financing Up to 7 Years
- Preferred Variable Interest Rate
- Application and Approval Process

Taxi Medallion Loan
The yellow taxicab is an internationally recognized icon of New York City; 12,500 of which are currently in operation. The taxicab medallion is the tin affixed to the hood of the taxicab and authorizes the owner of this medallion the exclusive right to accept passengers by street hail on the streets of New York City.
Flushing Savings Bank is proud to have partnered with the "Taxi & Limousine Commission", to help prospective yellow taxicab owners purchase Medallions.
Click here to submit your online loan application today or call 1-212-477-9424 to speak with a Relationship Manager today!

For more information on our Small Business Loans stop by your local branch today or call 1-800-581-2889 to find a branch nearest you!
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